Konnected Minds Podcast

From village poverty to German scholarship to the brutal truth about wealth mindset - and why most Ghanaians don't believe they deserve to be wealthy, the parable of the talents that exposes fear-based decision making where the servant hid his one talent instead of investing it because "I was afraid," the $100 plot of land in Accra that's now worth $250,000 USD proving early adopters of scarce assets win generational wealth, and why your money sitting in a bank account loses purchasing power every single year as gallon of gas goes from $2 to $2.20 and movie tickets get more expensive and food costs more - meaning that 2,000 cedis you saved last year can't buy what it used to buy this year, while the real question becomes: do you have the mindset of "I deserve to be wealthy" and if you do then what are you going to do to make sure you are able to build wealth, because without financial resources how many people can you actually help, and the only way to help Ghana is to educate Ghanaians all over the world so they are able to build wealth by tapping into the financial systems that the rich and wealthy are tapping into which we are not exposed to.

In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Dr. Hans - the investing tutor - who dismantles the dangerous "I don't deserve wealth" mentality keeping Ghanaians locked out of the financial systems the rich use to build generational fortunes, revealing the exact moment when his father sat him down and said "boy, if I had known that land would be so valuable right now, boy I would have bought so many plots of land" because at that time land was about $100 for one plot in many places in Accra and today the average plot is about $250,000 USD, when that statement became the driving force behind the mission: I never ever want to say to my son or daughter if I had bought this asset or that asset I would have been very very wealthy, when his dad grew up in a village and was one of the top two students so he got a scholarship to study in Germany, when the host family that took him in had a gentleman named Hans so he named his son after that gentleman, when his mom revealed that even though his dad was entrepreneurial he was afraid to take that leap - afraid of the "what if" that stops so many people from investing, when the parable of the talents made it clear that the Master gave five talents to one servant, three to another, and one to the last - and the one who had five immediately went off and invested it and earned five more, when the servant who had one went and hid the talent because "I was afraid" and didn't want to lose it, when the Master said "if you didn't know why didn't you take my money to someone more qualified, why didn't you take it to the bankers to invest the money so that at least I could have earned something on top of it," when the realization hit that most individuals don't even have the mindset of "I deserve to be wealthy" and if you don't believe that are you doing good for this world by having that mentality, when the question became: how many people can you help without financial resources, when the mission crystallized as "this is how I'm going to help Ghana .

This isn't motivational wealth-building talk from Instagram financial gurus - it's a systematic breakdown of why most Ghanaians don't believe they deserve to be wealthy and that mentality stops them from helping anyone because you can't help Ghana without financial resources, why the parable of the talents exposes that fear causes people to hide their money instead of investing it and the Master's response was clear: if you didn't know why didn't you seek guidance from someone qualified, why land in Accra went from $100 per plot to $250,000 USD proving early adopters of scarce assets win generational wealth, why land appreciates because countries print more money creating more cash chasing fixed supply like East Legon where you can't increase the size, why your money in a bank account loses purchasing power every single year as prices increase for gas, food, movies, and everything else, why the wealth plan is simple: grandfathers say gold, parents say land, American titans say stocks - all scarce assets that grow over time, why owning stock means getting a percentage stake in a company so your money grows as that company serves more customers without you doing anything, and why the mission is to educate Ghanaians all over the world to tap into the financial systems the rich use - because believing you deserve wealth and taking action to build it is the only way to help your community, your family, and your country.

Guest: Dr. Hans (The Investing Tutor)

Host: Derrick Abaitey

From the 2008 financial collapse to Bitcoin's birth as digital property - and the brutal truth about why Bitcoin isn't speculation but pure scarcity economics, the 21 million unit cap that makes it behave exactly like land where supply is fixed and demand drives value, the 2017 moment when Bitcoin went from $3,000 to $90,000 today turning 3,000 cedis into nearly 1 million cedis for early believers, and why Warren Buffett's rejection of Bitcoin proves the old guard will always resist new technology just like they resisted antibiotics until the generation that refused it died off and the younger generation made it standard, while the real question for your auntie with money in the bank becomes: do you think the world is becoming more physical or more digital, and if you say digital with AI and new technologies taking over every industry, then the follow-up is simple - do you own any digital wealth, because if the world becomes solely more digital it's the holders of digital assets who will be the Rockefellers and Carnegies of the next 10, 20, 30 years, not the people clutching physical cash that loses value every single year.

In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Dr. Hans - the investing tutor - who dismantles the dangerous "I can't see it so I won't invest in it" mentality keeping Africans locked out of the fastest-growing wealth-building asset in human history, revealing the exact moment when looking back at the community and asking what opportunity exists for individuals who feel priced out of buying land or multiple real estate properties led to the 2016 discovery of Bitcoin as the answer, when studying gold, land, stocks, and Bitcoin side by side made it clear that Bitcoin grew the most by far over any reasonable time period, when 2017 Bitcoin sat at $3,000 US dollars and today it's roughly $90,000 meaning someone who invested 3,000 cedis in 2017 would have close to 1 million cedis today, when the realization hit that Bitcoin is the first digital scarce asset - something you can't see or touch but exists as digital property in a world becoming more digital every single day, when a close friend said "Hans I don't do Bitcoin, I can't even see it, I can't touch it, I like to feel my money, I want to walk to a property and know it's there" and the response was simple: do you think the world is becoming more physical or digital, and if digital then do you own any digital wealth, when discovering Bitcoin in 2016 and watching it skyrocket then fall 60-70% triggered the reaction "this thing is a scam" and led to ignoring it for a year, when an article in 2017 revealed that Peter Thiel and the PayPal investors were creating a consortium to invest in Bitcoin and digital assets, when that moment forced the question: either I'm wrong or the billionaires are wrong, and judging by networks it was clearly me so I had to be humble enough to go educate myself, when going down the Bitcoin rabbit hole meant studying this asset class three to five hours every single day at 2X speed since 2016 and continuing that discipline up until today.

This isn't motivational wealth-building talk from Instagram crypto gurus - it's a systematic breakdown of why Bitcoin is the first digital scarce asset that exists as property you can't see or touch in a world becoming more digital every single day, why someone who invested 3,000 cedis in Bitcoin in 2017 would have close to 1 million cedis today because Bitcoin went from $3,000 to roughly $90,000, why studying this asset three to five hours a day at 2X speed since 2016 is what separates real investors from people calling it a scam, why Peter Thiel and PayPal billionaires investing in Bitcoin forced the humble realization that either I'm wrong or they're wrong and judging by networks it was clearly me, why Warren Buffett's rejection of Bitcoin mirrors the old generation's rejection of antibiotics until they died off and the younger generation made it standard, why Warren Buffett's biggest wealth creator was Apple stock proving even tech skeptics win when they embrace digital innovation, why an Asian investor paid $4.5 million for lunch with Warren Buffett and walked away more convinced to invest in Bitcoin after Buffett said don't do it, why the 2008 financial collapse happened when banks sold risky mortgages to unqualified buyers and when interest rates increased the housing market crashed but taxpayers bailed out the wealthy bankers anyway, and why the simple question for anyone with money sitting in the bank is this: do you think the world is becoming more physical or more digital, and if digital then do you own any digital wealth - because if the world becomes solely more digital it's the holders of digital assets who will be the Rockefellers of the next 10, 20, 30 years.

Guest: Dr. Hans (The Investing Tutor)

Host: Derrick Abaitey

In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Mama Cathy - a relationship expert and founding president of Family Renaissance International who has been married for 33+ years and has spent 25 years helping families navigate marriage, finances, and everything in between, dismantling the dangerous "money is the only thing that matters in marriage".

Guest: Rev. Mrs. Catherine Onwioduokit

Host: Derrick Abaitey

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From fear and skepticism to Ghana leading Africa in crypto regulation - and the brutal truth about why Bitcoin isn't a get-rich-quick scheme, the 21 million unit cap that makes it behave like digital property and land where scarcity drives value as more people want in, the Ghana virtual assets bill that puts the country ahead of the United States in crypto legislation, and why disposable income isn't about having money you don't need - it's about either earning too little or spending too much, while the real question becomes: are you utilizing your talents or are you timid and afraid, because if you can set aside just 10% of your income and commit 80-90% of that into the stock market and 10-20% into Bitcoin, or simply split it 50-50 if there's no stock market access, you position yourself for long-term wealth that compounds over time instead of chasing quick cash that disappears as fast as it came, and the mobile money lesson proves everything - when it launched in Ghana in 2009 the banks called it an amusing experiment that wouldn't amount to much, only 300,000 people used it for the first three years, but once Bank of Ghana allowed vendor access in 2014 with friendly regulation it exploded to over 60% citizen adoption, and the same trajectory is coming for digital assets as telcos and banks realize over the next one to three years that if they don't offer crypto products they will be disrupted and left behind.

In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Dr. Hans who dismantles the dangerous "crypto is gambling" narrative keeping Ghanaians locked out of the digital wealth revolution, revealing the exact moment when understanding that Bitcoin was created solely to be digital property like gold and land - not to do fancy things but simply exist as 21 million units where supply and demand determine value with no central control, when Ghana passed the virtual assets service providers bill and became one of the first countries in the world to have crypto legislation even before the United States finalized theirs, when the realization hit that this bill means more demand for the asset because regulatory clarity brings institutional and retail confidence, when the question "if I invest in BTC today how long should I give myself" exposed that most people think investment means quick cash but the real answer is for people thinking long-term because nothing good in life is rushed, when the three types of people in the game became clear: those looking for quick turnaround, those in for the long term, and those who don't understand that everything worthwhile takes time to grow just like planting a seed or going through school from class one to university, when Jay Morrison's quote hit different: "I pity the person who gets a million dollars before they're a millionaire" because if you woke up tomorrow with a million dollars in your bank account what would you do with it, when the apartment conversation in Villagio six years ago revealed that if you opened your bedroom and saw loads of cash two things would happen - you either go mad or you finish that money in two weeks - because there's a preparation stage that prepares you to handle wealth and that's why slow growth is important because you build resilience, when the foundation of a house analogy made it clear that foundations are never built in a day or even a week because it takes time to allow the building to sit beautifully, when the disposable income question forced people to ask themselves: do I have money I don't need, and if not does that mean I'm not earning enough or I'm spending too much.

Over the next one to three years telcos will allow individuals to purchase crypto and digital assets just like mobile money, and banks globally - whether Chase, Bank of America, or Barclays - will realize that if they don't offer digital products they will be disrupted and left behind.

This isn't motivational wealth-building talk from Instagram crypto gurus - it's a systematic breakdown of why Bitcoin is pure supply and demand with 21 million units and no central control, why Ghana passing a crypto bill before the US is phenomenal and signals more demand for the asset, why long-term investing beats quick cash schemes because slow steady growth builds the resilience and money management skills needed to handle wealth, why disposable income is about either earning more or spending less and every person needs to audit whether they're utilizing their talents or being timid and afraid. 300,000 users to 60% national adoption proves that friendly regulation unlocks mass participation, and why the next one to three years will see telcos and banks integrate digital assets or get disrupted - making now the time to get educated, get exposed, and get positioned before the masses flood in.

Guest: Dr. Hans (The Investing Tutor)

Host: Derrick Abaitey

From student loan anxiety to financial liberation through Bitcoin,

Why digital assets are the answer for Africans priced out of traditional wealth - and the brutal truth about the one million dollar Bitcoin prediction in the next 10 years, the 2016 discovery that became the generational wealth solution for people who thought they were too late, the 70% Bitcoin, 20% Ethereum, 10% diversification portfolio that protects savings from losing value every single year in cash, and why a pharmacist who was earning six figures walked away from clinical pharmacy when his director turned against him overnight to focus 12 hours a day on a side business that was only making $20,000 annually - making his wife cry not because she was against entrepreneurship but because there's no guaranteed deposit in your bank account when you leap into the unknown, while the real journey started when a close friend called about his sister's crippling anxiety over student loans and that conversation revealed how many people are trapped in financial captivity without realizing the systems designed to keep them there, leading to the mission of setting people free through financial education and exposure to digital asset classes that appreciate over time instead of losing value like cash sitting in savings accounts.

In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Dr. Hans - the investing tutor - who dismantles the dangerous "keep your money in cash" mentality keeping Africans locked out of the fastest-growing wealth-building opportunities in human history, revealing the exact moment when his mother wanted him to be a doctor because he cared about people as a little boy who would stop playing to attend to someone who got hurt, when he chose pharmacy instead because pharmacists are accessible healthcare professionals you don't need appointments to see and can walk into any pharmacy for instant access to knowledge, when he landed a six-figure clinical pharmacist role while running investing tutor part-time earning only $20,000 annually and believed that was the best of both worlds, when his director who hired him suddenly turned against him overnight and was eager to get him removed from that position, when the hospital offered him a transfer to escape the toxic relationship but he came home and told his wife he was going to work on the business full-time instead, when a tear dropped down her face not because she was against the decision but because entrepreneurship offers no guaranteed future and no guaranteed deposits - you have to provide value to the world and no one knows how long it takes to see results, when a close friend called about his sister's deep fear and anxiety over student loans and that phone call became the catalyst for financial liberation work, when he told her student loans are actually the best debt to have in America and people didn't believe him in 2016-2019 until COVID hit and student loan payments were paused for three years while mortgages, credit cards, and car bills still had to be paid, when he got on the phone with the sister who was so scared she didn't think she could get married or buy a house and walked her through calling the loan servicer to get on a payment plan where she only pays 10% of her income and after 10 years it's forgiven, when he realized people are in financial captivity and don't even know it, when he started asking himself what opportunity exists for individuals who feel priced out of traditional wealth-building and waited all his life diligently searching for the answer until 2016 when he stumbled upon it: our people need exposure to digital assets because if they keep their money saved in cash it loses value every single year, and the question "are we too late to invest in Bitcoin" gets answered with the simple truth - we are not late, we are right on time.

This isn't motivational wealth-building talk from Instagram financial gurus - it's a systematic breakdown of why Moses led people out of captivity and financial education does the same thing for people trapped in systems designed to keep them broke, why student loans are the best debt in America because they offer income-based repayment plans and forgiveness after 10 years while every other debt had to be paid even during COVID, Africans especially need exposure to digital asset classes because traditional banking and savings systems are designed to extract value not build wealth, and why the simple answer to "am I too late to invest in Bitcoin" is no - because the journey to one million dollars per Bitcoin is just beginning and every person who gets exposure now positions themselves for the generational wealth transfer that's coming over the next decade.

Guest: Dr. Hans (The Investing Tutor)

Host: Derrick Abaitey