Militarily Speaking

• How the American Legion Transformed a Veteran’s Life

  Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi sit down with Jeremy Eheart of the American Legion. They delve into Jeremy's journey from his time in the United States Marine Corps, his life-changing injury, to his dedicated service with the American Legion. Learn about the organization's impactful programs, including mental health initiatives like Be the One, veteran advocacy, and challenges faced by veterans such as homelessness and securing benefits. Jeremy also shares his personal story of finding purpose and camaraderie through the American Legion, along with his efforts to support veterans across the nation.“Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. Ep. 81 – How the American Legion Transformed a Veteran’s LifeJeremy EHeart’s journey is one of service, sacrifice, and resilience. A proud Kansan, Jeremy enlisted in the United States Marine Corps shortly after the 9/11 attacks, answering the call to serve his country. In 2004, a life-changing combat injury left him with severe burns and launched a long and difficult recovery. With the unwavering support of his military family and loved ones, Jeremy persevered—ultimately finding new purpose through the American Legion, a pivotal force in veteran support and reintegration.A New Mission After Military ServiceReturning home to Hutchinson, Kansas, Jeremy was initially hesitant to join a veterans service organization. But at the urging of his wife, Kristy, he attended a local American Legion post meeting—and instantly felt a sense of belonging. That moment marked the beginning of his deep involvement in the Legion and renewed commitment to giving back to the military and veteran community.As veterans transition back to civilian life, organizations like the American Legion provide community and purpose, while veteran-focused banks like Armed Forces Bank offer tools to support financial wellness—such as military checking accounts, savings accounts, and personalized guidance for budgeting after service.The American Legion: Championing Veterans and Military FamiliesAs the largest Veteran Service Organization (VSO) in the country, the American Legion boasts approximately 1.6 million members dedicated to supporting those who have served. Their mission spans veteran advocacy, suicide prevention, support for military families, and honoring fallen heroes.Jeremy highlights the Legion’s “Be the One” initiative, a powerful movement aimed at preventing veteran suicide by encouraging open conversations and community support. The Legion also provides access to accredited service officers, who help veterans navigate VA benefits and services—completely free of charge.Whether navigating VA benefits or reestablishing financial independence, many veterans benefit from VA home loans—a powerful way to achieve homeownership with zero down payment options and competitive rates. Banks like Armed Forces Bank, an approved VA lender, work closely with service members and veterans to streamline this process.Veteran Advocacy and Continued ServiceToday, Jeremy continues to serve in a leadership role within the American Legion, using his voice to advocate for critical issues affecting the military and veteran population. He and fellow Legionnaires travel annually to Capitol Hill to push for policy changes around veteran homelessness, mental health resources, and improved benefits.Through his work, Jeremy has found renewed comradery, purpose, and healing—echoing the experiences of countless other veterans who have transitioned from active duty to civilian life with the support of organizations like the Legion.Just as the American Legion advocates for better resources and services, veterans also need financial institutions that understand the military lifestyle. Much like the assistance provided by trusted veteran service organizations, Armed Forces Bank has Access Loans that are designed with veterans in mind, to help cover unexpected expenses - whether it’s for relocation, vehicle repairs, or transitioning needs.How to Get Involved with American LegionFor active-duty service members, veterans, and military spouses considering involvement, Jeremy recommends visiting a local American Legion post to explore programs aligned with personal interests—from youth mentorship and Legion Baseball to mental health initiatives. Civilians are also encouraged to support the mission through volunteer work and donations—because patriotism extends beyond military service.With more than 12,000 American Legion posts nationwide, there are countless ways to connect with the military support network and make a difference.Celebrating 100 Years of American Legion BaseballIn a milestone year, American Legion Baseball marks its 100th anniversary. This long-standing program has shaped the lives of young athletes—including many future MLB players—by promoting teamwork, discipline, and community engagement through sports.Jeremy’s inspiring story demonstrates the lasting power of veteran support systems and the role of military-focused nonprofits in the healing and reintegration process. Through the American Legion, Jeremy has transformed personal adversity into purpose—empowering others and strengthening the veteran community.To learn more about how you can support or join the American Legion’s mission, visit legion.org. Military MinuteJodi introduces the Military Minute segment of the show, beginning by closing out last episode’s Military Minute. ●     Last episode’s Military Minute: In what year was the first public mobile phone call?●     Answer: 1973●     This week’s Military Minute question: Which President’s son started the American Legion in 1919?●     Watch for Facebook and Instagram posts about this episode.●     Answer with the correct answer and you plus a charity of your choice can each win $50.●     After a winning selection, Military Minute participants are eligible for another selection after 12 months. Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify. Join us to hear how to better navigate your finances, military life, and the crossroads of the two. Visit www.afbank.com

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• How a Teen's Piggy Bank Changed Soldier Communication Forever

  Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi sit down with Rob Bergquist, co-founder and Executive Director of Cell Phones for Soldiers. Rob shares the inspiring journey of how he and his sister Brittany started the nonprofit organization at the ages of 12 and 13 to help military members stay connected with their families. Find out how they’re continuing to innovate and serve the military community through programs like Minutes that Matter, Helping Heroes Home, and future plans, including the launch of their Soldiers Mobile Program.“Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. Ep. 80 – How a Teen's Piggy Bank Changed Soldier Communication ForeverIn today's interconnected world, access to communication is a fundamental necessity. Yet, for many of our service members and veterans, this basic need can sometimes be out of reach. This episode brings us an inspiring story of how two young siblings turned a moment of empathy into a transformative movement with their nonprofit organization, Cell Phones for Soldiers. The Mission to Help Soldiers Call Home In 2004, Rob Bergquist and his sister Brittany were just 12 and 13 years old when they felt moved by the plight of a soldier burdened with an $8,000 phone bill upon returning from Iraq. Motivated by a personal connection—two cousins actively serving overseas—the siblings decided to act. What began as a small fundraiser with a modest $21 collected from their classmates blossomed into a nationwide initiative. Encouraged by supportive parents and a local bank that believed in their mission, Rob and Brittany quickly garnered $8,000 to pay off the soldier's debt. Their swift success catapulted them into the national spotlight, forming the foundation of Cell Phones for Soldiers. Expanding to Help More Service Members Initially focused on providing calling cards to service members, Cell Phones for Soldiers has since grown exponentially. Through innovative methods like recycling used cell phones and electronics, the organization has funded over 450 million minutes of free talk time for deployed troops. As technology evolved, so did the nonprofit. With increased connectivity becoming available globally, the demand for calling cards diminished, prompting the Bergquists to adapt their services. In 2012, they expanded their mission by establishing the Helping Heroes Home program, offering emergency assistance grants to veterans in need. More recently, the launch of Cell Phones for Soldiers Mobile furthers their reach, providing free smartphones and a year of service to veterans. This initiative aims to connect 30,000 veterans over the next three years, helping them access vital resources and maintain ties with loved ones during their transition to civilian life. Partnerships and Future Goals of Cell Phones for Soldiers Rob emphasizes the importance of partnerships in the organization’s success. Collaborations with third parties like logistics specialists that help manage the influx of donated phones, help ensure maximum resource efficiency. Additionally, partnering with local organizations and service officer networks allows Cell Phones for Soldiers to target veterans effectively and connect them with the right resources. Looking to the future, Rob is excited about the potential of a Cell Phones for Soldiers mobile app. This app will enhance the service by providing veterans with access to essential local resources at the touch of a button. Rob envisions a robust community of veterans supporting each other, with phone bills potentially contributing to the sustainability of this growing network. Family-Driven Dedication A testament to its widespread success is the unwavering family involvement from day one. Both Brittany and Rob have been pivotal in navigating the nonprofit’s course, celebrating their achievements and learning from challenges. As Rob reflects on his father's recent passing, he finds deep motivation in honoring his dad through ongoing service, emphasizing that every connected veteran is a tribute to his father's legacy. Get Involved with Cell Phones for Soldiers Cell Phones for Soldiers relies on support from individuals and corporations alike. Whether it’s donating an old phone, becoming a drop-off location, or fostering corporate partnerships for device turnover, every contribution makes a significant impact. As Rob often advises aspiring non-profiters, the key to their enduring success lies in staying focused on the mission while being willing to innovate and adapt. Rob and his family continue to inspire with their commitment to bridging gaps in communication for those who serve. With over two decades of service, Cell Phones for Soldiers stands as a beacon of support for veterans seeking to stay connected with those who matter most. As technology advances, so too will the creative solutions and profound impact of this family-run organization, ensuring that no veteran is ever left without a lifeline. Military MinuteJodi introduces the Military Minute segment of the show, beginning by closing out last episode’s Military Minute. ●     Last episode’s Military Minute:o     Which musical group sings the song Step by Step?o     Which musical group sings the song Gimme Three Steps?o     Which musical artist sings the song 1, 2 Step?●     Answer: NSYNC, ZZ Top, and Ciara●     This week’s Military Minute question: In what year was the first public mobile phone call?●     Watch for Facebook and Instagram posts about this episode.●     Answer with the correct answer and you plus a charity of your choice can each win $50.●     After a winning selection, Military Minute participants are eligible for another selection after 12 months. Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify. Join us to hear how to better navigate your finances, military life, and the crossroads of the two. Visit www.afbank.com

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• Taking the First ‘STEP’ to Financial Independence

  Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi sit down with Tony Teravainen, CEO and co-founder of Support the Enlisted Project (STEP), to discuss the crucial work being done to assist young military families and transitioning veterans. Tony shares his extensive background and the journey of STEP since its inception in 2012, highlighting its mission to create financial wellness through counseling, education, and financial support.“Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. Ep. 79 – Taking the First ‘STEP’ to Financial Independence Support the Enlisted Project (STEP) is a beacon of hope for military families across the United States. The organization was born out of the recognition that many existing services were merely helping military families survive rather than thrive. From its inception in 2012, STEP sought to fill this gap by focusing on financial wellness, using financial counseling as a tool to empower families to make their financial crises their last. Tony and his team emphasize behavioral change as the key to sustainable financial independence. Innovative Programs and Results At the heart of STEP's success is its robust Emergency Financial Assistance Program (EFA), which boasts a 90% effectiveness rate. This program goes beyond merely providing financial aid; it focuses on changing financial behaviors through intensive counseling, allowing families to turn their crises into pivotal moments of change. Each program is tailored specifically to the needs and histories of the families involved, ensuring personalized support that addresses unique challenges faced by military communities. Not only does STEP help families avoid evictions or maintain utilities, but it also restores hope and instills a sense of possibility for a better future. The focus is on teaching financial independence and resolving behavioral roadblocks to achieve healthier financial habits. Building a Supportive Community STEP's reach and effectiveness have been made possible by building a community of support from various. stakeholders. Through impressive partnerships with community organizations, corporations, and individual volunteers, STEP has been able to expand its programs and impact. Programs like the Back-to-School and holiday drives serve as entry points for community engagement, allowing STEP to connect with more military families and spread its message of empowerment and financial literacy The Impact of Leadership A defining feature of STEP's success is its dynamic leadership. Tony Teravainen shares insights into his strategic, process-oriented approach, intertwining it with his personal experiences as a child of a military family himself. His leadership style emphasizes facilitating his team's success, fostering a culture of respect and support that extends outward to the families STEP serves. This culture not only strengthens the organization internally but also builds trust externally, making families feel valued and supported. Future Plans and How to Help Looking ahead, STEP aims to expand nationally, scaling its services to address financial wellness challenges across the United States. Their Vision 2032 outlines this ambitious expansion, aiming to offer their unique services to more military communities, including those geographically isolated. Interested individuals and organizations can get involved in STEP's mission by visiting their website at teamstepusa.org. There, supporters can learn more about volunteer opportunities, donate, and help spread awareness of STEP's mission. Businesses and individuals alike are invited to explore ways to collaborate and lend their support to this impactful cause.  With a focus on behavioral change and financial education, STEP continues to lead the way in creating lasting solutions for families in financial crises. Through community involvement and strategic leadership, STEP is poised to make an even greater national impact, ensuring that military families receive the support they need to succeed and thrive long-term. Military MinuteJodi introduces the Military Minute segment of the show, beginning by closing out last episode’s Military Minute. ●     Last episode’s Military Minute: What is the average number of troops deployed at any given time?●     Answer: 150,000●     This week’s Military Minute question: o     Which musical group sings the song Step by Step? o      Which musical group sings the song Gimme Three Steps? o      Which musical artist sings the song One, Two, Step?●     Watch for Facebook and Instagram posts about this episode.●     Answer with the correct answer and you plus a charity of your choice can each win $50.●     After a winning selection, Military Minute participants are eligible for another selection after 12 months. Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify. Join us to hear how to better navigate your finances, military life, and the crossroads of the two. Visit www.afbank.com

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• Supporting Deployed Service Members with HeroBox

  Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi talk with Katy Saunders, Program Director at HeroBox. Together they delve into HeroBox's mission to provide personalized care packages to deployed service members, their Hero Day events, and how individuals and organizations can support deployed military members.“Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. Ep. 78 – Supporting Deployed Service Members with HeroBoxIn a world where everyday challenges often obscure the sacrifices made by our service members, HeroBox emerges as a beacon of support and gratitude for those deployed overseas. HeroBox was founded with a mission to provide personalized care packages to deployed service members, bridging the gap between home and the frontlines. The initiative began when its founder noticed that a loved one, while deployed, needed a more tailored care package. Today, HeroBox has grown to support nearly a million deployed service members with the help of over 20,000 registered sponsors and countless Hero Day events. The Power of Personalization for Service Members A key element that sets HeroBox apart from other care package organizations is its emphasis on personalization. As described by Katy Saunders, donors can directly communicate with service members, ensuring that they receive items that cater to their specific needs and desires. Whether it's a request for gloves in cold regions or a servicemember’s favorite snacks, the personal touch can transform a care package from being merely a box of goods to a heartfelt reminder of home and support. Hero Day Events: Building Community Ties to Support the Troops Hero Day events are one of Katy's favorite aspects of her role, as they foster both community involvement and support for the troops. Corporations, businesses, and even classrooms can organize Hero Days to pack and send personalized care packages. The events act as team-building exercises while serving as meaningful contributors to HeroBox's mission. Spreading the Word and Growing the Impact Although HeroBox is relatively small, its impact is significant, thanks in part to word-of-mouth and community engagement. The team is dedicated to ensuring that every service member feels the appreciation and support of those at home. With plans to expand into supporting homeless veterans, HeroBox is poised to continue its mission of service and care. How You Can Help Deployed Military Members Katy shared that individuals and companies interested in supporting HeroBox can visit their user-friendly website (herobox.org) to get involved. Whether through financial donations or by organizing Hero Day events, every contribution helps extend their reach. The website provides various donation options, including sponsoring individual care packages or supplying essential items for multiple troops. HeroBox stands as a testament to the impact a small, dedicated organization can have on the lives of our military personnel. By offering personalized, thoughtful support and fostering community involvement, HeroBox not only empowers service members but also strengthens the very fabric of the communities that support them. As listeners and readers rally around this cause, HeroBox continues to fulfill its promise to those who serve selflessly and bravely. Military MinuteJodi introduces the Military Minute segment of the show, beginning by closing out last episode’s Military Minute. ●     Last episode’s Military Minute: Jack was a student athlete at what university and in what sport did he participate?●     Answer: Marist University and Track and Field.●     This week’s Military Minute question: What is the average number of troops deployed at any given time?●     Watch for Facebook and Instagram posts about this episode.●     Answer with the correct answer and you plus a charity of your choice can each win $50.●     After a winning selection, Military Minute participants are eligible for another selection after 12 months. Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify. Join us to hear how to better navigate your finances, military life, and the crossroads of the two. Visit www.afbank.com

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  40:01
• The Astonishing Legacy of a 9/11 Firefighter and the Tunnel to Towers Foundation

  Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi have a heartfelt conversation with Jack Oehm, a retired FDNY Battalion Commander and current board member of the Tunnel to Towers Foundation. This episode dives into Jack's contributions to the Tunnel to Towers Foundation, its mission, and the impactful work being done, such as building smart homes for injured veterans and supporting the families of fallen first responders and Gold Star Families.“Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. Ep. 77 – The Astonishing Legacy of a 9/11 Firefighter and the Tunnel to Towers Foundation The episode kicks off with a discussion about the Tunnel to Towers Foundation's beginnings, closely tied to the events of September 11, 2001. Jack Oehm shares the harrowing yet inspiring story of firefighter Stephen Siller, who on that fateful day ran nearly two miles through the Brooklyn Battery Tunnel to the Twin Towers with 60 pounds of gear on his back. Though Stephen lost his life in his heroic efforts, his legacy lives on through Tunnel to Towers. The Foundation was established by his family to honor not only him but all the victims of 9/11 and the brave souls who came to their aid. Honoring Their Sacrifice Jack paints a vivid picture of the Foundation's evolution from its grassroots beginnings, reflecting on its commitment to supporting communities affected by 9/11 and subsequent tragedies. One significant turning point was the decision to build the first "smart home" for quadruple amputee and fellow Staten Islander, Brendan Marrocco. This initiative was the start of a larger program that has since provided more than 200 smart homes to severely injured veterans. Building Smart Homes and More The creation of smart homes is just one facet of the Foundation's impactful work. These homes are designed to adapt to the needs of their occupants, offering a level of independence that many lost in service to their country. In 2023 alone, the Foundation plans to build 60 more smart homes, demonstrating a commitment to expanding their support. Paying Off Mortgages for Fallen Heroes Jack also discusses other pivotal programs such as their efforts to pay off mortgages for families of fallen first responders and Gold Star families. This support extends a lifeline to those who have lost loved ones in the line of duty, ensuring they have one less burden to bear during their time of grief. Helping Tunnel to Towers Foundation Throughout the podcast, the hosts and Jack emphasize how listeners can contribute, whether through participating in various fundraising events like golf outings and 5K runs or by donating directly to the Foundation. One of the most accessible ways to support is their $11 a month donation initiative, which significantly aids in continuing the Foundation's vital work. Looking Forward: A Commitment to Never Forget As the conversation winds down, Jack highlights the Foundation's latest ambitious endeavor: a program aimed at eradicating homelessness among veterans. It's a testament to their evolving mission, ensuring no veteran is left without a roof over their head. For those who wish to engage further, visit t2t.org to explore opportunities and extend your support to the Tunnel to Towers Foundation and their mission. Military MinuteJodi introduces the Military Minute segment of the show, beginning by closing out last episode’s Military Minute.●     Last episode’s Military Minute: In what year did Excelsior College change to Excelsior University? And what does Excelsior mean in Latin?●     Answer: Excelsior College changed to Excelsior University in 2022, and Excelsior in Latin means ever upwards.●     This week’s Military Minute question: Jack was a student athlete at what university and in what sport did he participate?●     Watch for Facebook and Instagram posts about this episode.●     Answer with the correct answer and you plus a charity of your choice can each win $50.●     After a winning selection, Military Minute participants are eligible for another selection after 12 months. Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify. Join us to hear how to better navigate your finances, military life, and the crossroads of the two. Visit www.afbank.com

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