Optimal Finance Daily - Financial Independence and Money Advice

• 3134: Your Retirement Checklist by Mike Ballew of Egg Stack on Financial Freedom and Money Goals

  Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3134: Mike Ballew delivers a no-nonsense breakdown of the essential financial and logistical steps to take before retiring, from ditching debt and adjusting investments to creating an end-of-life plan. His straight-talking approach helps listeners understand why guessing isn’t a strategy when it comes to building a secure, lasting retirement. Read along with the original article(s) here: https://eggstack.com/blog/2021-12-05-Your-Retirement-Checklist/ Quotes to ponder: "Retiring is a little like traveling to Mars. If there’s not enough fuel in the tank, you’re going to get stuck there." "The biggest favor you will ever do yourself is to get a 15-year mortgage." "You need to sit down with a financial advisor or avail yourself to sophisticated retirement planning software that can analyze your situation and determine how much retirement savings you really need." Episode references: Risk Parity Radio Podcast (Frank Vasquez): https://www.riskparityradio.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

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• 3133: How Does Mental Health Affect Your Financial Health by Lyle Soloman with Fiology

  Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3133: Lyle Soloman explores the deep, often overlooked connection between mental well-being and financial stability, revealing how issues like depression, anxiety, and low self-esteem can lead to impulsive spending, financial neglect, and mounting debt. By identifying patterns and making strategic adjustments during times of clarity, Soloman offers actionable steps to help safeguard your finances even when your mental health falters. Read along with the original article(s) here: https://www.fiology.com/mental-health-financial-health/ Quotes to ponder: "When you are dealing with disturbed mental health, it feels that life is spiraling out of control, and you can’t do anything to get it back on track." "Many people who have financial problems will resist looking at how much they owe." "Don’t try to live your life to someone else’s standards. This can hurt your mental health no matter how much money you make." Episode references: Personal Capital (now Empower): https://www.empower.com Learn more about your ad choices. Visit megaphone.fm/adchoices

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• 3132: [Part 2] Save Money Where It Matters Most by Corey of The Fioneers on Financial Focus

  Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3132: Corey from The Fioneers emphasizes the importance of focusing on the "big three" expenses, housing, transportation, and food, to meaningfully boost savings without losing balance in life. By simplifying your financial focus, you gain more mental space to design a fulfilling life, rather than obsessively chasing financial independence at the cost of present-day happiness. Read along with the original article(s) here: https://thefioneers.com/reduce-household-expenses/ Quotes to ponder: "Instead of trying to optimize every aspect of your life, try starting with these three big categories." "Saving more money isn’t just about expediting your journey to FI, but enhancing it." "Saving money is great in that it provides us freedom in the future, but also in the present." Episode references: Imperfect Foods: https://www.imperfectfoods.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

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• 3131: [Part 1] Save Money Where It Matters Most by Corey of The Fioneers on Financial Independence

  Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3131: Corey of The Fioneers breaks down how focusing on the “big three” expenses, housing, transportation, and food, can dramatically improve your financial flexibility and fast-track your path to financial independence. With real-life examples and a mindset rooted in value over status, this post illustrates how intentional choices can save thousands annually without feeling like sacrifice. Read along with the original article(s) here: https://thefioneers.com/reduce-household-expenses/ Quotes to ponder: "We lack for naught in these three categories. Somehow, we have resisted the urge to keep up with the Joneses." "Reducing your big expense categories will give you the most freedom and flexibility." "Saving money has a triple effect on your finances. It not only gives you more money now, but it also provides more capital to invest and decreases the amount you need in investments to sustain your lifestyle long-term." Episode references: Pew Social Trends - Suburban Statistics: https://www.pewresearch.org/social-trends/2018/05/22/demographic-and-economic-trends-in-urban-suburban-and-rural-communities/ Learn more about your ad choices. Visit megaphone.fm/adchoices

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• 3130: How to Communicate With Your Partner When You Disagree by Corey Allan on Money Disagreements

  Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3130: Corey Allan explores practical ways couples can navigate disagreements without damaging their connection, especially when core values or lifestyle changes like minimalism are at stake. Drawing on insights from marital research, he outlines respectful communication strategies that allow each partner to stay true to themselves while nurturing the relationship. Read along with the original article(s) here: https://www.becomingminimalist.com/communicating-with-your-partner/ Quotes to ponder: "Problems in marriage are inevitable. The question is, can you remain satisfied in your marriage in spite of differences?" "Respect is defined as not trying directly or indirectly to change anyone." "If you’re over-functioning for someone, you are under-functioning for yourself." Episode references: The Seven Principles for Making Marriage Work by John Gottman: https://www.amazon.com/Seven-Principles-Making-Marriage-Work/dp/0609805797 Learn more about your ad choices. Visit megaphone.fm/adchoices

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