Hot Smart Rich with Maggie Sellers Reum

If you want to get rich in 2026, stop thinking like an employee and start owning assets!

Money expert Codie Sanchez breaks down why we’re in an ownership race, how AI and the shifting job market are rewriting wealth creation, and why those without equity risk falling permanently behind. She explains how to use your 9-5 income to build leverage, negotiate equity, and start buying cash-flowing “boring” businesses without quitting your job.

They expose the spending traps targeting women, the mindset shift from consumer to owner, and the exact businesses Codie would invest in right now.

Timestamps:
00:00:00 Intro00:02:00 The Asset Ownership Race00:03:13 Women & Money Conversations00:04:40 Speak The Language Of Wealth00:08:05 The Cost Of Crying At Work00:11:39 Women In Male Industries00:13:56 Your 20s: Get In The Room00:15:56 Business Or 9–5?00:18:01 How To Get Hired In 202600:19:31 Codie’s Hiring Formula00:21:28 Why Women Must Learn AI00:22:37 Get Rich With A 9–500:27:40 Fiverr Ad00:28:43 Skip The MBA00:33:10 If You Want To Get Rich, Do This00:40:59 Traits Of Great Entrepreneurs00:44:42 How To Buy A Business00:49:01 Where To Find Deals00:51:12 Businesses To Avoid In 202600:53:09 Why Main Street Wins00:54:57 3 Ways To Get Equity00:57:32 Wealth vs Fame00:59:46 Train For Risk01:00:51 Stan Ad01:02:55 Losing $12M01:08:11 Building Your Asset Portfolio01:11:07 Why Founders Need A Personal P&L01:12:32 When To Sell A Business01:13:39 Why I Don’t Raise VC01:18:17 Working With My Husband01:19:57 Love & Power Dynamics01:34:28 Last Credit Card Purchase01:35:47 Laundry Or Painting?01:38:16 This Season Of My Life01:40:09 Where To Find Codie
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Sponsors:

. Fiverr - If you are scaling a business, then you need to visit https://pro.fiverr.com

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Follow Codie Sanchez:
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Hot Smart Rich:
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Maggie Sellers Reum:
Instagram: https://www.instagram.com/maggiesellersreum/
Tiktok: https://www.tiktok.com/@maggiesellersreum
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Hot Smart Rich is your place to hear unfiltered conversations with the people shaping the future of culture, creators, startups and community. Hosted by Maggie Sellers Reum, investor and media powerhouse, and guests breaking the mold, you’ll get the real deal as it relates to navigating the startup fast lane, leveling up your life or becoming your hottest, smartest, richest self. New episodes weekly on Wednesdays.
Learn more about your ad choices. Visit megaphone.fm/adchoices

AI is rewriting entrepreneurship - and Cat Goetze quietly used it to build a $750K business in just 6 months.

Maggie and Cat Goetze (AI expert and Physical Phone founder) unpack what really happened when she used AI to create and scale her business - including the exact prompts she used and the specific AI models she still relies on. They dive into fake influencers, AI flooding social media, and whether 2026 could be a breaking point for creators. If you’re building online, this is the behind-the-scenes playbook most founders aren’t sharing.

Timestamps:
00:00:00 Intro
00:02:40 Why Everyone Defaults to ChatGPT
00:04:05 Best AI Platforms Compared (ChatGPT vs Claude vs Gemini)
00:05:36 Which AI Model Should You Actually Use?
00:07:42 How Long Does AI Take to Learn You?
00:10:01 How Many AI Tools Should You Use?
00:11:19 AI Hype vs Reality
00:13:53 Is AI Making Us Dumber?
00:16:35 How I Use AI to 10x My Workflow
00:19:24 Can ChatGPT Think Like Your Dream Mentor?
00:20:19 Can AI Give Advice Like Maggie Seller Reum? (Live Test)
00:23:26 AI Predicting Human Behavior
00:25:20 Beehiiv Ad
00:26:42 The Rise of AI Influencers
00:31:16 AI Made 25% of Super Bowl Ads
00:32:31 AI & Unreal Beauty Standards
00:34:30 How Humans Compete With AI
00:37:30 Why Women Use AI Less Than Men
00:40:26 How Women Should Be Using AI
00:45:40 How I Made $750K in 6 Months With AI
00:48:57 Why Build a Team in the AI Era?
00:50:46 How CatGPT Got Into AI
00:55:14 Bilt Ad
00:56:17 Owning the Room as a Woman in Tech
00:58:49 Can AI Teach Confidence?
01:01:35 The Physical Phone Business Idea
01:05:50 Future-Proof Business Framework
01:09:21 How to Decide What to Say Yes To
01:15:08 My Favorite ChatGPT Prompt
01:17:59 Using My Workflow as an AI Case Study
01:22:08 Using AI for Trend Reports
01:24:11 Are Your ChatGPT Chats Connected?
01:26:55 Last Thing I Bought on My Credit Card
01:27:12 Favorite Comfort Creator
01:27:26 ChatGPT or Claude: Pick One
01:28:16 Landline or Social Media?
01:28:24 If I Could Only Use AI for One Thing
01:28:40 Craziest Thing I’ve Asked AI
01:29:18 Naming This Season of My Life
01:29:36 One Life Lesson I’d Repeat Forever
01:30:18 Where to Find CatGPT
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Episode Sponsors:

. beehiiv - Use code HSR 30 at https://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-2-18&stripe_campaign_code=HSR30

. Bilt - http://joinbilt.com/hsr

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Follow CatGPT:
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Maggie Sellers Reum:
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⸻

Hot Smart Rich is your place to hear unfiltered conversations with the people shaping the future of culture, creators, startups and community. Hosted by Maggie Sellers Reum, investor and media powerhouse, and guests breaking the mold, you’ll get the real deal as it relates to navigating the startup fast lane, leveling up your life or becoming your hottest, smartest, richest self. New episodes weekly on Wednesdays.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Sabrina Zohar breaks down what’s really driving modern dating, from the pressure for instant certainty to anxious attachment, avoidance, and burnout. She explores how trauma shapes attraction, why great chemistry (or sex on the first date) doesn’t equal compatibility, and how modern dating dynamics can dysregulate the nervous system.

Drawing on psychology, neuroscience, and her own journey from heartbreak to building a multi-million-dollar business featured on Shark Tank, Sabrina shares practical tools for setting boundaries, trusting yourself, and dating with intention - without losing your ambition.

Timestamps:

00:00:00 Intro

00:01:41 Dating Is a Hot Mess (Here’s Why)

00:02:20 The Science of Dating Multiple People

00:04:27 What You Must Unlearn to Have a Healthy Relationship

00:05:29 Avoidant Attachment: Why Ambitious Women Struggle With Love

00:07:23 Dating While Building a Company

00:09:51 How Hard Should Dating Actually Feel?

00:11:04 Avoidance, Burnout & “No Good Men Left”

00:13:21 Dating Explained in Money Terms ($10K vs $100K)

00:14:53 How You Actually Learn Self-Worth

00:16:04 Build Emotional Safety With Micro-Yeses

00:18:34 Why Asking for Help Feels So Scary

00:19:09 3 Things Women Must Learn Before Healthy Love

00:20:51 Shopify Ad

00:22:13 The Only Questions That Matter After a Date

00:24:03 Do Men and Women Date Differently?

00:25:14 Why Situationships Are Everywhere

00:27:02 Avoidance Disguised as “Going Slow”

00:30:17 Love Bombing vs Real Interest

00:31:24 Why Setting Boundaries Feels Impossible

00:32:19 Why Women Seek Approval to Be Chosen

00:33:52 How to Spot Someone Ready for Love

00:35:27 Why You Have to Grieve to Move On

00:37:38 Subtle Red Flags Most People Miss

00:40:42 The Yellow Cab Theory (Timing Beats Love)

00:41:47 Is There Ever a “Right Time” to Date?

00:43:36 Why Triggers Are Actually a Good Thing

00:45:29 When Sharing Trauma Backfires

00:46:50 Beehiiv Ad

00:48:11 Stan Store Ad Read

00:49:25 How Narcissists Use Your Story Against You

00:50:51 When Vulnerability Was Weaponized

00:52:37 The Shark Tank Moment That Changed Everything

00:57:09 Why the “Soft Pivot” Worked When Nothing Else Did

00:58:55 When Your Identity Is Tied to Your Work

00:59:09 “Choose Danger” When You Post Content

01:00:04 Service Business vs Product Business Power

01:01:50 Would She Ever Build Products Again?

01:02:11 When Content Became a Real Media Business

01:03:13 Why Followers Don’t Equal Money

01:04:11 The Fear of Losing Everything

01:05:28 Sabrina’s Next Growth Chapter

01:06:59 Last Thing She Put on Her Credit Card

01:07:10 Most Expensive Thing She’s Bought

01:07:22 Walk or Dinner on a First Date?

01:07:23 Coffee or Walk on a First Date?

01:07:33 Favorite Comfort Creator

01:08:19 Favorite Celebrity Relationship

01:08:40 Celebrity Couples That Should Break Up

01:08:54 Creator Brands She Respects

01:09:21 Naming This Season of Her Life

01:10:00 Where to Find Sabrina

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Episode Sponsors:

Shopify - http://Shopify.com/HSR

beehiiv - http://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-02-11&stripe_campaign_code=HSR30

Stan - https://stan.store/daretopost/p/dare-to-post?utm_source=yt&utm_medium=maggiesellers&utm_campaign=daretopost26

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Follow Sabrina Zohar:

Instagram: https://www.instagram.com/sabrina.zohar

Podcast: www.instagram.com/thesabrinazoharshow

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Hot Smart Rich: Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/YouTube: https://shorturl.at/IXXFZInstagram: https://www.instagram.com/hotsmartrich/Tiktok: https://www.tiktok.com/@hotsmartrich

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Valeria Lipovetsky signed a prenup at 21 and navigated an 18-year age-gap marriage. She reveals how she turned her real-life story into content, building a media empire reaching over 150M people each month.

Maggie and Valeria explore how early conversations around marriage, money, and independence shaped the way Valeria built her career - and ultimately led to the creation of Creator Method, her framework for helping creators turn content into sustainable businesses. Valeria breaks down what successful creators do differently to last long-term: using vulnerability with intention, navigating public judgement, and growing with the support of their community. She also reflects on how failure, missteps, and knowing when to pivot played a key role in everything she’s built.

Timestamps:

00:00:00  Intro 

00:01:58 How Valeria Reached 150M+ People a Month

00:02:30 “I Had a Fear of Attention Growing Up”

00:03:34 Growing Up Between Russia & Canada With A Powerful Mum

00:04:52 Modelling Around the World at Just 16

00:06:02 Getting Married at 20: How I Met My Husband

00:07:35 “Your Life Is Your Art” The Mindset That Changed Everything

00:09:35 The Moment $10K Turned My Content Into a Business

00:11:40 I Had No Idea How Talented I Was

00:13:57 How Creators Build a Real Bond With Their Community

00:15:40 It Took Me 7 Years to Call Myself an Entrepreneur

00:16:37 When to Pivot: What the Kardashians Get Right

00:19:09 Why I Wanted to Start My Own Businesses

00:20:17 Why I Celebrate Failure (With Champagne)

00:21:50 What Posting Online Taught Me About Myself

00:22:30 Why I Chose to Go Back to Content Creation

00:23:24 Is There Something Deeper Driving You?

00:26:04 Being Compared to Tony Robbins & Creating The Creator Method

00:30:13 What Actually Makes a Creator Stand Out Today

00:32:22 The Future of the Creator Economy

00:33:38 Beehiiv Ad

00:35:00 My Framework for Starting Over

00:35:21 How to Start When You Have a Business Idea

00:36:13 Maggie’s Biggest Regret

00:36:57 Why Your 20s Aren’t Just About Making Mistakes

00:38:58 Our Marriage Dynamic Today

00:40:07 What Really Happens in an Age-Gap Relationship

00:41:45 “I Want My Husband to Lead”

00:43:17 Power, Decisions & Equality in Our Marriage

00:45:58 Disagreeing in Public & Handling Criticism

00:48:18 The Unspoken Rules That Hold Our Marriage Together

00:49:31 Signing a Prenup at 21: My Experience

00:52:14 How I Feel About Our Prenup 14 Years Later

00:56:05 How We Think About Money as a Couple

00:57:20 Taking Big Financial Risks (Without Being a Finance Expert)

00:58:57 The Last Thing I Put on My Credit Card

00:59:31 More Followers or Higher Engagement?

00:59:42 Instagram, YouTube, or Podcast? Pick One

01:00:10 How Many Photos Are on My Phone?

01:01:45 Canada or the US?

01:01:50 If I Had to Name This Season of My Life…

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Episode Sponsor:

beehiiv - Use code HSR30 at http://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-02-04&stripe_campaign_code=HSR30

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Follow Valeria Lipovetsky:

Instagram: https://www.instagram.com/valerialipovetsky

Website: https://valeriainc.com/

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Kirsty Godso is the trainer behind Olivia Rodrigo, Hailey Bieber and Kaia Gerber. After 13.5 years inside Nike, she became the face of Vuori through a multi-million-dollar brand partnership. She reveals what celebrities actually do to build their bodies, why most high-intensity workouts fail, how she sets goals for clients, the truth about protein products, common keto mistakes, and the red flags hiding in “healthy” foods - plus her take on Alo, Lululemon and why the athleisure industry keeps rapidly growing.

00:00:00 Intro

00:02:23 Celebrity Trainer: What Wellness Really Means

00:03:08 Why Women Say Wellness & Men Say Fitness

00:03:50 I Never Planned To Train Hailey Bieber & Kaia Gerber

00:04:55 How Nike Discovered Me

00:07:24 Inside The Billion-Dollar Athleisure Wars (Nike vs Alo vs Vuori)

00:08:41 Why Alo Looks Tacky

00:10:16 What's Wrong With Lululemon

00:11:17 How Vuori Grew 44% While Other Brands Stalled

00:13:32 Do Celebrity Deals Really Build Athleisure Brands?

00:17:03 Why 2016 HIIT Culture Broke Women’s Bodies

00:18:29 How Many HIIT Workouts You Should Actually Do

00:20:31 How I Set Goals For Kaia Gerber & Olivia Rodrigo

00:22:22 The Two Workout Mistakes Everyone Makes

00:23:44 Why I Never Set Weight-Loss Goals

00:26:49 The Goal-Setting Lesson That Changed Everything

00:28:46 beehiiv Ad

00:30:07 How Stress & Hyperfixation Ruin Results

00:32:42 Why Exercise Is Back As The #1 Resolution

00:34:35 Kirsty’s Take On The New Body Era

00:35:55 Celebrity Protein Brands — What’s Really Going On?

00:38:06 Protein Label Red Flags (Don’t Buy This)

00:40:18 What I Throw Out Of Clients’ Kitchens

00:43:15 Why Most People Quit Before Results Show

00:45:23 “You’re A 6/10” - The Mindset Shift That Works

00:47:11 Tough Love vs Self-Trust In Motivation

00:50:51 Cozy Earth Ad

00:51:57 Hoffman, Trauma & My Need For Control

00:58:26 Leaving Nike: Realising My Success Was Always Me

01:00:19 The Signs It’s Time To Leave Your Job

01:02:31 The Truth Behind My $2M Vuori Deal

01:04:14 When The Internet Finds Out Your Worth

01:05:49 Why I’m Betting On My Own Businesses Now

01:08:23 Femininity, Fashion & Body Confidence

01:10:56 Dating In LA & “Hot Smart Foreign”

01:14:10 Rapid Fire: Range Rover, Coffee & Cold Plunges

01:16:03 “Burn 2.0” - Naming This Season Of Life

01:16:43 Where To Find Kirsty Godso

01:16:49 What HSR Should Help Her With Next

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Episode Sponsors:

beehiiv - Use code HSR30 at http://www.beehiiv.com/hsr?utm_campaign=hsr-2026-Partnership&utm_medium=podcast&utm_source=hsr&utm_term=2026-01-28

Cozy Earth - http://cozyearth.com with code HSR, or until February 8th you can Buy One Get One Free on pajamas with code: HSRBOGO

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. 50% off your first month of Pyro when signing up for a monthly membership using code HOT50. Users can use this link and it will automatically apply at checkout for them:https://pyro.kirstygodso.com/register?promocode=HOT50&plan=6705c9272ca6753176671a442

. 15% off an order of Made Of Protein with code HSR used at checkout on:https://madeof.life

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Follow Kirsty Godso:Instagram: https://www.instagram.com/kirstygodsoWebsite: https://www.kirstygodso.com/

⸻

Hot Smart Rich: Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe

Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc

Merch: https://hotsmartrich.shop/

YouTube: https://shorturl.at/IXXFZ

Instagram: https://www.instagram.com/hotsmartrich/Tiktok: https://www.tiktok.com/@hotsmartrich

Maggie Sellers Reum:Instagram: https://www.instagram.com/maggiesellersreum/

Tiktok: https://www.tiktok.com/@maggiesellersreum

LinkedIn: https://www.linkedin.com/in/sellersmaggie/

Locker: https://www.wantlocker.com/users/maggiesellers

ShopMy: https://shopmy.us/maggiesellers

Amazon Storefront: https://www.amazon.com/shop/maggiesellers 
Learn more about your ad choices. Visit megaphone.fm/adchoices