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Fintech Insider Podcast by 11:FS

11:FS
Fintech Insider Podcast by 11:FS
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  • 1009. News: How the AWS outage rocked fintech
    About this episode: Host David Barton-Grimley, Director of Strategy and Head of Product at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast this week include: As AWS outages shook the world this week, we explore how the disruption sent ripples through the fintech industry. We also speak with Tink about their expansion into the Pay by Bank market across France, Germany, and Austria, in partnership with Splitwise. Joining us as well is Paymentology, who share insights into their exciting Paycredit launch - a cloud-first credit ledger platform designed to help financial institutions build flexible, feature-rich credit products. Elsewhere, Revolut has secured a banking licence - but why in Mexico and not the UK? We find out. Plus, we unpack what Zilch and Plaid’s latest partnership means for open banking repayments, and wrap up the show with a spooky, fintech-themed surprise for our panellists. This week's guests: Ian Morrin, Head of Payments at Tink Merusha Naidu, Global Head of Partnerships at Paymentology Pablo Viguera, co-CEO at Belvo Also featuring a voice note from: Joe Zender, Chief Product Officer at Zilch Listen to Fintech Insider Insights Bonus: How Monzo stays online when everyone else goes down - with CTO Matej Pfajfar Timestamps/stories Intro - (00:00)⁠ AWS Outage: A Major Risk For The Financial Sector?- (08:20) Splitwise expands Pay by Bank across France, Germany, and Austria with Tink -⁠⁠(20:10)⁠⁠⁠ ⁠Paymentology Launches PayCredit to Power Credit Innovation for Digital Banks and Fintechs- ⁠(35:41) Revolut gets Mexico banking license ⁠⁠- (48:04)⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Zilch and Plaid partner to integrate open banking into repayments-⁠⁠ (54:16)⁠⁠ -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf Buy tickets for After Dark: 11fs.com/afterdark⁠⁠⁠⁠ -- ⁠⁠⁠⁠⁠⁠⁠⁠⁠ About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • 1008. Insights: How to launch in the Middle East (Rewind)
    About this episode: This week we’ve got something a little different for you. David Barton-Grimley recently returned from the very first Money20/20 Middle East in Saudi Arabia - and beyond enjoying endless cups of Arabic coffee (and collecting a serious stash of swag), he was genuinely inspired by the region’s buzzing startup ecosystem. The energy, innovation, and ambition across the market were impossible to miss. This week, we’re revisiting a conversation that’s just as relevant as it was a year ago, all about what it really takes to be a startup in this region. In this episode, host Benjamin Ensor is joined by Gaia Lamperti, Ziad Mabsout, and Remo Abbondandolo to unpack the challenges and opportunities for fintechs launching in the Middle East. From navigating regulation to tapping into fast-evolving consumer demand, they share insights that remain spot-on for anyone eyeing expansion into the region. Whether you’re exploring new markets or just curious about the Middle East’s fintech story, this one’s packed with valuable perspectives. Enjoy the listen! This week's guests:  Gaia Lamperti - Middle East Producer at Bloomberg   Ziad Mabsout - Co-founder and CEO of Vennre  Remo Abbondandolo - General Manager, VP MENA at Checkout.com -- Links to check out:  Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --  About 11:FS At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting. 👉 Learn more at ⁠⁠⁠⁠⁠⁠11fs.com/ventures⁠⁠⁠⁠⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • 1007. News: Goldman Sachs acquires Industry Ventures and UK fintech funding bounces back to 2022 highs
    About this episode: Host Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast this week include: This week on the podcast, Wise is making big moves in India with the launch of their travel card - and they’ve also announced a new UAE payment licence. We hear more from them about these exciting developments. HSBC Banking Innovation joins us to break down the latest venture funding figures, which have reached a multi-year high in Q3. In the UK, there are major steps forward in open banking as the FCA announces their new accelerator programme. We also take a closer look at Goldman Sachs’ acquisition of Industry Ventures, but what does it mean for the venture market? Benjamin shares his thoughts on the further delays in Revolut’s banking licence, and, most importantly, we dive into a heated debate about the least practical foods to deliver by drone. This week's guests: Thomas Easterby - Head of Fintech at HSBC Innovation Banking Arun Tharmarajah - Head of EMEA Banking and Payments at Wise Barry O’Donohoe - CEO and Co-founder of Raidiam Featuring voice notes from: Colin Payne - Head of Innovation at the FCA Timestamps/stories Intro - (00:00)Wise challenges India’s Forex Card market: announces country’s first travel card- (06:17) UK venture funding reaches multi-year high according to HSBC Innovation’s Q3 figures⁠ -⁠(20:16)⁠⁠ The UK’s FCA launches an open finance accelerator (34:41) Goldman Sachs is acquiring Industry Ventures for up to $965M as alternative VC exits surge ⁠⁠- (45:57)⁠ ⁠⁠⁠⁠Revolut faces further UK license delays; acquires AI travel agent-⁠⁠ (53:54) As food delivery drones take off in Ireland, here are the most popular items-(56:10)⁠ -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠ -- ⁠⁠⁠⁠⁠⁠⁠ About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠[email protected]⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • 1006. Insights: AI in banking - What it really means for the customer
    About this episode: AI is everywhere-your newsfeed, your boardroom, your LinkedIn inbox. But when it comes to real, customer-facing use cases in finance… there’s not much to see. Why isn’t AI transforming the customer experience yet? What’s working behind the scenes, and what’s just hype? On this episode we’re cutting through the hype. From smart chatbots and virtual agents to automated KYC, compliance, and document checks, AI is making an impact but mostly behind the curtain. It’s saving time, reducing errors, and sometimes even beating humans at speed. The real challenge? Turning that quiet efficiency into a transformative customer experience. David Barton Grimley is joined by three experts who live and breathe AI in financial services to unpack what’s real, what’s next, and how we move from quiet automation to game-changing customer impact. This week's guests:  Oscar Barlow - Head of AI Advocacy at Starling Vivek Madlani - Co-founder and CEO of Multiply Ai Rosie Lee, Senior UX Researcher & Customer Strategist at 11:FS -- Links to check out:  Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --  About 11:FS At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting. 👉 Learn more at ⁠⁠⁠⁠⁠11fs.com/ventures⁠⁠⁠⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • 1005. News: Are Checkout and Monzo reviving the British fintech invasion?
    About this episode: Host Kate Moody, Customer Strategy Director at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast this week include: Checkout takes a bold step into U.S. banking with its new charter license - but what does that really mean in practice? We dig into the implications. Yapily joins us to discuss their new account verification service for business customers across Europe, and we unpack why this matters now more than ever. We also take a closer look at Yup’s sizeable funding round - and explore why this is such an exciting moment for the Southeast Asian fintech market. Meanwhile, Monzo is making serious moves in the U.S., and our panellists weigh in with their predictions. Back in the UK, social enterprise The Big Issue has teamed up with fumopay to enable sellers to accept open banking payments - a big step forward in financial and digital inclusion. And finally, we take a look at California’s new law banning loud ads on streaming services. Will it bring peace and quiet - or crank up the volume on regulatory debate? This week's guests: Dan Dall'Asta - General Partner at Foxe Capital Stefano Vaccino - Founder and CEO of Yapily Grant Evans - VP, Sales and Partnerships at Worldpay for Platforms Featuring voice notes from: Jordan Reynolds, MALPB CEO and Head of North America Banking at Checkout.com David Barton Grimley, Director of Strategy and Head of Product at 11:FS Timestamps/stories Intro - (00:00) Checkout sees US bank Charter for Card Payment processing- (06:22) Yapily supports Google to provide bank account verification services for business customers in Europe -(20:01)⁠ Yup raises $32m for Southeast Asian digital bank ⁠⁠- (35:15) ⁠⁠⁠Monzo plots new move for US banking licence⁠ -⁠ (42:52) Big Issue partners fumopay to let sellers accept open banking payments-(54:51) ⁠New California law bans loud ads on streaming services for ‘peace and quiet’⁠- (56:31) -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠ -- ⁠⁠⁠⁠⁠ About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠[email protected]⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices
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O Fintech Insider Podcast by 11:FS

Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. Want to get involved in the conversation? Connect with us now on LinkedIn, Instagram and TikTok
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